“When we were looking for someone to help us finance people, a lot of people closed their doors...Hearth gave us an opportunity.”
households finance their entire improvement project
With Hearth, you get paid now and your customer pays over time.
Customers complete a short online financing request and can get immediately pre-qualified by up to 17 lending partners without affecting their credit score.
Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.
Customers apply for their preferred loan option and if approved, receive funding in as few as 24 hours.
"She called me the next day, was almost in tears of joys saying she was getting denied left and right by people. I’m so impressed that Hearth got me approved.’”
“Evaluate the size of the business, what are you doing now? And what do you want to get to? You have to add tools like this to add more customers. It closes the gap”
“It’s super easy, I don’t have to worry about fees coming out of my checking account all month long, and from the customer’s perspective, they can search and select the right option without us having to be involved.”
* All loan information is presented without warranty, and estimated Annual Percentage Rate (APR) and other terms are not binding. Hearth’s lending partners generally present a range of APRs (for instance, from 5% to 35.99%) with a range of terms and monthly payments. As an example, a $12,500 loan with an APR of 6.99% and a term of 60 months would have a monthly payment of $247.46. Actual APRs will depend on factors like credit score, loan amount, loan term, and credit history. Only borrowers with excellent credit will qualify for the lowest APRs. All loans are subject to credit review and approval.
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend.
NMLS ID# 1628533 |NMLS Consumer Access.